FEES

There will be a fee for our regulated mortgage service. Our fee will cover:-

Face to face interview to take your instructions and determine your requirements.

Research of the whole mortgage market to find the most suitable mortgage product for you.

Presentation to you of our research and recommendations.

Collection of all necessary documentation, money laundering, and submissions to lender.

Liason with all parties such as , estate agents, surveyors, and solicitors, through to successful mortgage offer and completion.

Our standard fee for this service is £375 payable at the time of the mortgage offer. However, this fee may be adjusted or offset against other commissions which we receive ancilliary to the mortgage.

Other adjustments of our fee are as follows:-

FIRST TIME BUYERS.

No fee charged for "first time buyers" subject to us receiving commissions or fees for the life insurance/critical illness policies.

BUY TO LET MORTGAGES.

Fee charged at 0.5% of loan, payable at time of mortgage offer.

ADVERSE CREDIT.

Fee charged at 1% of loan subject to a minimum of £500, payable at mortgage offer.

Your home may be repossessed if you do not keep up repayments on your mortgage.